People are familiar with the four parts of Medicare Part A (hospital care), Part B medicare care by doctors and other providers), Part C (Medicare Advantage plans) and Part D (prescription drug plans) and the Medicare supplement plans to pay the out of pocket expenses found in the Original Medicare Parts A and B. Not well known are the three types of Medicare’s Special Needs Plans to cover people who have specific medical conditions.

The first of these Medicare Advantage plans is the Chronic Condition SPN (Chronic Condition Special Needs Plan, abbreviated C-SPN and pronounced C-snip for short). You may have one or more severe or disabling chronic conditions to include cancer, chronic heart failure, dementia, diabetes mellitus, end-state liver disease, neurologic disorders or end stage kidney disease that requires dialysis.

The second SNP is called the Institutional SNP (shortened to I-SNP) where you reside in an institution like a nursing home or require nursing care at home.

The third SNP is the plans for people that are dual-eligible for both Medicare and Medicaid. and commonly called D-SNP plans.

These Medicare SNPs are approved by Medicare and run by private companies. You will see the providers who belong to the plan or use in- network hospitals to get covered services. These plans offer specifically tailored services for a particular medical condition plus other services like emergency care or care at an urgent care facility.

Please give us a call at (845) 723-5055 if you have any questions about these plans.